Category Archives: Dave Ramsey

Squaw Peak

Sorry for the long delay between posts. I just returned from Scottsdale/Phoenix, AZ. While there I did a few cool things: 1. Ran up Quartz Mt. with Dave Ramsey 2. Ate at The Pink Taco while wearing a Luchador mask 3. Hiked up Squaw Peak (picture below) at dawn.



Film School: Hideout

Film School (the band) released their latest album, Hideout, last week. I’m still going through it to establish an opinion. I’m pretty certain I like it. It sounds an awful lot like The Cure, but that’s a good thing. Seems everyone wants to sound like The Cure these days. Hooray!

There aren’t any new videos from Hideout yet. Here’s 11:11 from last years self titled release:

Pretty blatant Cure rip off sound. Hooray again!!!!

Songs that shaped your world view

There are some people, like The Figurehead, who have been music fanatics throughout their lives. For people like me, music has played a vital role in shaping my world view. Sounds rediculous, right? In some cases that’s true.  I personally don’t give a darn about what the Dixie Chicks or Dave Matthews think about domestic and world affairs. I’m not talking about getting my politics from an out of touch musician here. I’m talking about songs that have stuck in your conscience through the years. Those songs that have shaped your opinion about something – something you’ve considered closely, and only then decided that you did agree with what that particular song said to you. I also lump songs into this category that didn’t necessarily shape an opinion in you, but carry some weight in your pantheon of moving songs anyway.

Here’s a quick list of songs that I recall having an effect upon me a teenager and young adult.

Suburban Home by The Descendents: To this very day, when our society’s “keeping up the Jones” epidemic starts to sicken me I go back to this song. “I want to be stereotyped. I want to be classified. I want to be a clone. I want a Suburban home.”

Merchandise by Fugazi: 10 years or more before I knew anything about Dave Ramsey, Ian MacKaye taught me about debt’s strangle hold on society: “Merchandise, it keeps us in line. Common sense say’s its by design. You are not what you own.”

New Years Day and Sunday Bloody Sunday by U2: I could list a dozen or more U2 songs that mean something to me. This is the first one that gripped me though. It taught me that bands that weren’t overtly punk could have a social conscience as well.

Only the Young – Journey, Change – John Waite, Lunatic Fringe – Red Rider: All of these songs appeared on the Vision Quest soundtrack. To this day, I break out into a sweat when I hear Only the Young, tears fill my eyes when I hear Change, and I go into a trance when I hear Lunatic Fringe. I’d rather not explain all the reasons, but if you know me you already know why.

This list could go on forever. I’m more interested in hearing about the songs that made a dent in your lives, my Figureheads.

A few  more of the Figureheads for good measure: Come as you Are by Nirvana, Rise Above by Black Flag, One Love by Bob Marley, The Captain and the Kid by Jimmy Buffett.

Dave Ramsey and Chuck Norris: the real DeltaForce vs. the modern day slave trade (debt)


Chuck Norris doesn’t sleep – he waits. Behind Dave Ramsey’s goatee isn’t a chin – but another fist. Seperately, they’re here to kick butt on debt bondage.

Last year, the credit card industry “reaped a staggering $17.1 billion in controversial penalty fees alone – a ten-fold rise in such fees in the last decade.” And the latest generation of consumers has used credit cards “to charge up $1.8 trillion a year, up from a $69 billion a year in 1980.”

Are you free? Or are you slave to your own greed? Trust the ol’ Figurehead on this – GET DEBT FREE and stay that way.

Read THIS article for more staggering stats on how debt is enslaving you and how it’s time to stop ignoring this form of slavery.

 More on Dave Ramsey

Great comparison piece on Clark Howard and Dave Ramsey


The Atlanta Journal Constitution published an article today that compares financial talk radio gurus Dave Ramsey and Clark Howard. I’m a Dave Ramsey guy personally. Dave’s program has Mrs. Figurehead and I debt free (except our modest mortgage) in our early 30’s. We don’t buy junk we don’t need. We’re saving for our home on Seabrook Island that we’ll buy by age 50. We’re saving for Izzy Figurehead’s education. How can a former punk rocker stay punk rock into his 30’s and eventually into middle age (other than working in a tatoo shop or insisting that his band will eventually make it)? Nothing is more punk rock than avoiding debt and the shackles big business would put on you by imprisoning you with their payments. Stick it to the man! Viva la Punk Rock!

Clark seems like a cool guy too. We don’t get his show here in Nashville though.